Money Money :-)

[Physfitfreak]

Both stocks and cryptos are down.

Buying time! :-)

Unless your wife pays your bills.

[The Starmaker]

Post by Physfitfreak
Both stocks and cryptos are down.
Buying time! :-)
Unless your wife pays your bills.

you mean your moma..

[Physfitfreak]

Post by The Starmaker

Post by Physfitfreak
Both stocks and cryptos are down.
Buying time! :-)
Unless your wife pays your bills.

you mean your moma..

No I mean te madre.. I pay all my bills.

[The Starmaker]

I can understand...
Gene Hackman is 95 and she's
63...

she couldn't wait for him to die..

then...
changed her mind?

she wasn't born when he was in his thirties...

You guys cannot wait for your next girlfriend to be born soon...

[-hh]

Post by Physfitfreak
Both stocks and cryptos are down.
Buying time!  :-)

Oh, you're free to go first to try to catch a falling knife.

Post by Physfitfreak
Unless your wife pays your bills.

YMMV on how much one has already moved into more conservative funds.

Warren Buffet is at a ~30% cash position. Based on this as a benchmark,
are you currently more risk tolerant, or less risk tolerant?


-hh

[Physfitfreak]

Post by -hh

Post by Physfitfreak
Both stocks and cryptos are down.
Buying time!  :-)

Oh, you're free to go first to try to catch a falling knife.

Post by Physfitfreak
Unless your wife pays your bills.

YMMV on how much one has already moved into more conservative funds.
Warren Buffet is at a ~30% cash position.  Based on this as a benchmark,
are you currently more risk tolerant, or less risk tolerant?
-hh

What is ymmv?.. I'm not that serious about it all. I'm limited to what
Robinhood can do, and that's been more than sufficient for me to pay
some bills with.

In good times and bad times both :) That's important.

[Mild Shock]

Hi,

Ha Ha, a cro-magno trader...

Whats the investment universum of Robinhood?

How can somebody your "buy the dip"(*) advise take seriously?

LoL

Bye

(*) My hypotheses Bitcoin goes to 30'000 USD or even 3'000 USD.

Post by Physfitfreak
What is ymmv?.. I'm not that serious about it all. I'm limited to what
Robinhood can do, and that's been more than sufficient for me to pay
some bills with.
In good times and bad times both :) That's important.

[Physfitfreak]

Post by Mild Shock
Hi,
Ha Ha, a cro-magno trader...
Whats the investment universum of Robinhood?
How can somebody your "buy the dip"(*) advise take seriously?
LoL
Bye
(*) My hypotheses Bitcoin goes to 30'000 USD or even 3'000 USD.

Post by Physfitfreak
What is ymmv?.. I'm not that serious about it all. I'm limited to what
Robinhood can do, and that's been more than sufficient for me to pay
some bills with.
In good times and bad times both :) That's important.

Are you forgetful? Physfit doesn't advise cro-magnons. His dick does.
Concern yourself with Membrum Virile when you read Physfit, not anything
"universum", you faggot Hanson. Yes, I remember you said you were fucked
inside the Church at youth! You used to mention that every once in a
while perhaps in an attempt to gradually ease the mental trauma.

And Physfit's dick made a five figure number of Dollars (that's a
non-zero number followed by four zeros! Just so a high school drop out
would understand) on NIO alone since yesterday when it said it was
buying time :) Do you know how much cat food that is?

Speaking of Nio, there might be some charge later cause the stocks are
Chinese and Robinhood has to do something extra trading their stocks.
They pass the cost to users. But I doubt it would be anything beyond
$100 or so. And I may even keep those stocks. Relations with China
cannot stay bad too long cause it will hurt the big guys here. So Nio
will be king in fact. One of the reasons Musk is so intent to push
himself into new areas outside Tesla. I've said this here before.
Electric car manufacturers here and all over the world are facing a
horror movie right in front of them. A movie about themselves...

But my dick is never that serious about these matters. Plus I like
Dogeoins. It has made a lot of money for me. I had to use my funds from
selling Doge when it was in its $0.40s recently to buy all that NIO. All
that stock might be sold and gone by the end of the market hours today,
and put back into Doge again :-) Then of course there will be another
surge into $0.40s for it in the coming weeks or months.

Money is easy to make with Robinhood. It is like a gun. Some can secure
their lives with it. Some will lose their lives' security with it. Like
you! So why don't you open up and instead of telling how you were raped
inside a Church, tell us how you fucked up with your Bitcoin
investments. It'll ease your secret pain you keep inside.

[Mild Shock]

Hi,

Ha Ha, a cro-magno trader...

Whats the investment universum of Robinhood? Trumpistan stocks?

How can somebody your "buy the dip"(*) advise take seriously?

LoL

Bye

(*) My hypotheses Bitcoin goes to 30'000 USD or even 3'000 USD.

Post by Physfitfreak
What is ymmv?.. I'm not that serious about it all. I'm limited to what
Robinhood can do, and that's been more than sufficient for me to pay
some bills with.
In good times and bad times both :) That's important.

[Mild Shock]

Hi,

There are a lot of stocks you could buy before
the current Bitcoin crash, which had potential,
and are now slowly realizing their potential.

But if you are a Murica who is afraid of China,
you cannot do that...

Bye

Post by Mild Shock
Hi,
Ha Ha, a cro-magno trader...
Whats the investment universum of Robinhood? Trumpistan stocks?
How can somebody your "buy the dip"(*) advise take seriously?
LoL
Bye
(*) My hypotheses Bitcoin goes to 30'000 USD or even 3'000 USD.

Post by Physfitfreak
What is ymmv?.. I'm not that serious about it all. I'm limited to what
Robinhood can do, and that's been more than sufficient for me to pay
some bills with.
In good times and bad times both :) That's important.

[Mild Shock]

Hi,

Typical signs of Cor-Magno Traders:

- Looking at Warren Buffet as an indicator of what to do.

Which is an amazing error for somebody who knows
physics to do that. Why would you as a retail trader
need to follow the same strategy of a huge country

thematc fund. Doesn't make sense. Buffett’s Berkshire
Hathaway holdings are highly concentrated, with a heavy
emphasis on a few large companies (Apple, Bank of

America, Coca-Cola, etc.). Berkshire Hathaway’s
investment universe is overwhelmingly U.S.-centric.
Buffett has largely avoided direct investments

in China. In 2020, Berkshire took large stakes
in five Japanese trading houses. But there is
minimal direct exposure. Europe has also limited

exposure. If the whole venture of make america
great again fails, Warren Buffet will sink as well.
If you’re looking for a globally diversified

strategy, Berkshire isn’t it.

LoL

Bye

Post by Mild Shock
Hi,
There are a lot of stocks you could buy before
the current Bitcoin crash, which had potential,
and are now slowly realizing their potential.
But if you are a Murica who is afraid of China,
you cannot do that...
Bye

Post by Mild Shock
Hi,
Ha Ha, a cro-magno trader...
Whats the investment universum of Robinhood? Trumpistan stocks?
How can somebody your "buy the dip"(*) advise take seriously?
LoL
Bye
(*) My hypotheses Bitcoin goes to 30'000 USD or even 3'000 USD.

Post by Physfitfreak
What is ymmv?.. I'm not that serious about it all. I'm limited to
what Robinhood can do, and that's been more than sufficient for me to
pay some bills with.
In good times and bad times both :) That's important.

[-hh]

Post by Physfitfreak

Post by -hh

Post by Physfitfreak
Both stocks and cryptos are down.
Buying time!  :-)

Oh, you're free to go first to try to catch a falling knife.

Post by Physfitfreak
Unless your wife pays your bills.

YMMV on how much one has already moved into more conservative funds.
Warren Buffet is at a ~30% cash position.  Based on this as a
benchmark, are you currently more risk tolerant, or less risk tolerant?

What is ymmv?..

YMMV = "Your Mileage May Vary".

It originated from the 1970s/80s EPA fuel mileage estimates and was
adopted as USENET slang ages ago, along with 'spam' from the Monty
Python skit, etc.

Post by Physfitfreak
I'm not that serious about it all. I'm limited to what Robinhood
can do, and that's been more than sufficient for me to pay
some bills with.

Whatever company your brokerage happens to be isn't relevant.

The question is what one's allocations are of various asset classes,
classically being (% in Equities, % in Bonds, % in Cash, etc).

For example, if you have a $1M net worth, half of which is a house and
the other half is $400K in Robinhood all holding Stocks, and the
remaining $100K is in bank accounts/CDs/Savings Bonds, then your
investment portfolio allocations are roughly 50% Real Estate, 40%
Equities, 10% Cash/Bonds ... -or- under the philosophy of excluding
one's residence, its then an 80%/20% (Equities/Cash).

Post by Physfitfreak
In good times and bad times both :) That's important.

The challenges are in life expectancy vs inflation, as well as how to
fund one's late/end of life medical expenses, particularly assisted
living.

Fidelity Investments publishes an annual cost estimate, based on a
65-year-old couple. This year's number is that they can expect to pay
about $315,000 after taxes for health care costs in retirement, but they
note that this does not include long-term care costs.

For LTC, costs vary by region, but figure $10-$15K/month outside of
highest cost of living areas. Average length of stay is 3.7yrs/Female &
2.2yrs/Male, so at ~3yrs, it yields a funding requirement of $360K to
$540K .. and that's present value, after-tax, and per person.


-hh

[Physfitfreak]

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak
Both stocks and cryptos are down.
Buying time!  :-)

Oh, you're free to go first to try to catch a falling knife.

Post by Physfitfreak
Unless your wife pays your bills.

YMMV on how much one has already moved into more conservative funds.
Warren Buffet is at a ~30% cash position.  Based on this as a
benchmark, are you currently more risk tolerant, or less risk tolerant?

What is ymmv?..

YMMV = "Your Mileage May Vary".
It originated from the 1970s/80s EPA fuel mileage estimates and was
adopted as USENET slang ages ago, along with 'spam' from the Monty
Python skit, etc.

Post by Physfitfreak
I'm not that serious about it all. I'm limited to what Robinhood can
do, and that's been more than sufficient for me to pay some bills with.

Whatever company your brokerage happens to be isn't relevant.
The question is what one's allocations are of various asset classes,
classically being (% in Equities, % in Bonds, % in Cash, etc).
For example, if you have a $1M net worth, half of which is a house and
the other half is $400K in Robinhood all holding Stocks, and the
remaining $100K is in bank accounts/CDs/Savings Bonds, then your
investment portfolio allocations are roughly 50% Real Estate, 40%
Equities, 10% Cash/Bonds ... -or- under the philosophy of excluding
one's residence, its then an 80%/20% (Equities/Cash).

Post by Physfitfreak
In good times and bad times both :) That's important.

The challenges are in life expectancy vs inflation, as well as how to
fund one's late/end of life medical expenses, particularly assisted living.
Fidelity Investments publishes an annual cost estimate, based on a
65-year-old couple.  This year's number is that they can expect to pay
about $315,000 after taxes for health care costs in retirement, but they
note that this does not include long-term care costs.
For LTC, costs vary by region, but figure $10-$15K/month outside of
highest cost of living areas.  Average length of stay is 3.7yrs/Female &
2.2yrs/Male, so at ~3yrs, it yields a funding requirement of $360K to
$540K .. and that's present value, after-tax, and per person.
-hh

Hehe :) No, not even funny. See, I didn't buy my grave lot in my 20s.

The kind of concerns you are listing above belong to my past married
life here and ended when we divorced. Life in Iran in old age is much
more comfortable and dignified than in here where you essentially have
institutions kill your elderly parents, and healthcare and government
get busy devouring your elderly people's lives and belongings. This is
not a country to die in.

I'm in USA because my cats are in USA. And in the USA, I'm in Texas
because my cats are in Texas. And in Texas, I'm in Dallas because my
cats are in Dallas.

So figure that out from there on :)

As far as "allocations" are concerned, crypto and sometimes stocks.
That's all. And it has been fun to pay some of the sillier bills with
the use of Robinhood tools. It has been fun to pay $12 for a nice
computer, and not $1200. Who pays $600 of earned money out of his own
pocket for 6 months of minimum cover car insurance when I have not had a
car accident in my entire life and a traffic ticket for decades? I like
to have Robinhood provide those dollars. Same with other silly bills.
$460/mo for just electricity bill in Winter months?.. Hehe :) I'll use a
wood burner heater and make that bill $46 instead, and pay even THAT
with Robinhood dollars :) And it's fun. My "allocations" have never been
serious enough for me to ruin the life I have by putting more of my time
and concerns into it.

Ok, I'm blabbering, in one sentence, and not a paragraph: my "net worth"
is zero. Or might's well be zero. But I manage. And it's fun to manage
it. Does it answer your question?

If I was a person who'd put an iota of more concern in it, I would be
another person. I'd be perhaps someone like you. In another type of
life. But hey, I threw my PhD away for keeping myself who I am _now_.
You think I'd waste myself with these "allocations" matters too much?

Still, I'll keep this blog going cause the Robinhood game is fun enough
to play.

[-hh]

Post by Physfitfreak

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak
Both stocks and cryptos are down.
Buying time!  :-)

Oh, you're free to go first to try to catch a falling knife.

Post by Physfitfreak
Unless your wife pays your bills.

YMMV on how much one has already moved into more conservative funds.
Warren Buffet is at a ~30% cash position.  Based on this as a
benchmark, are you currently more risk tolerant, or less risk tolerant?

What is ymmv?..

YMMV = "Your Mileage May Vary".
It originated from the 1970s/80s EPA fuel mileage estimates and was
adopted as USENET slang ages ago, along with 'spam' from the Monty
Python skit, etc.

Post by Physfitfreak
I'm not that serious about it all. I'm limited to what Robinhood can
do, and that's been more than sufficient for me to pay some bills with.

Whatever company your brokerage happens to be isn't relevant.
The question is what one's allocations are of various asset classes,
classically being (% in Equities, % in Bonds, % in Cash, etc).
For example, if you have a $1M net worth, half of which is a house and
the other half is $400K in Robinhood all holding Stocks, and the
remaining $100K is in bank accounts/CDs/Savings Bonds, then your
investment portfolio allocations are roughly 50% Real Estate, 40%
Equities, 10% Cash/Bonds ... -or- under the philosophy of excluding
one's residence, its then an 80%/20% (Equities/Cash).

Post by Physfitfreak
In good times and bad times both :) That's important.

The challenges are in life expectancy vs inflation, as well as how to
fund one's late/end of life medical expenses, particularly assisted living.
Fidelity Investments publishes an annual cost estimate, based on a 65-
year-old couple.  This year's number is that they can expect to pay
about $315,000 after taxes for health care costs in retirement, but
they note that this does not include long-term care costs.
For LTC, costs vary by region, but figure $10-$15K/month outside of
highest cost of living areas.  Average length of stay is 3.7yrs/Female
& 2.2yrs/Male, so at ~3yrs, it yields a funding requirement of $360K
to $540K .. and that's present value, after-tax, and per person.

Hehe :) No, not even funny. See, I didn't buy my grave lot in my 20s.
The kind of concerns you are listing above belong to my past married
life here and ended when we divorced. Life in Iran in old age is much
more comfortable and dignified than in here where you essentially have
institutions kill your elderly parents, and healthcare and government
get busy devouring your elderly people's lives and belongings. This is
not a country to die in.

Unfortunately, quite true. Its a product of the decline of
multi-generational families living in the same household.

Post by Physfitfreak
I'm in USA because my cats are in USA. And in the USA, I'm in Texas
because my cats are in Texas. And in Texas, I'm in Dallas because my
cats are in Dallas.
So figure that out from there on :)

Not really any need to, because when you're in the USA, it means that
you're going to have to live within its operational structures. For day
to day living, that can be independent if that's your preference, but as
one ages, there are limitations to doing so, so one may need to decide
for something else. Moving in with family can be an option, or perhaps
not: that's a function of individual circumstances. Ditto for perhaps
hosting a boarder/caregiver, etc.

Post by Physfitfreak
As far as "allocations" are concerned, crypto and sometimes stocks.
That's all.

So then ~zero liquid assets outside of one's brokerage? That appears to
be carrying a pretty high cash flow risk.

Post by Physfitfreak
And it has been fun to pay some of the sillier bills with
the use of Robinhood tools. It has been fun to pay $12 for a nice
computer, and not $1200. Who pays $600 of earned money out of his own
pocket for 6 months of minimum cover car insurance when I have not had a
car accident in my entire life and a traffic ticket for decades? I like
to have Robinhood provide those dollars. Same with other silly bills.
$460/mo for just electricity bill in Winter months?.. Hehe :) I'll use a
wood burner heater and make that bill $46 instead, and pay even THAT
with Robinhood dollars :) And it's fun. My "allocations" have never been
serious enough for me to ruin the life I have by putting more of my time
and concerns into it.

Which is all fine when one is still able to go do of that on one's own.

Post by Physfitfreak
Ok, I'm blabbering, in one sentence, and not a paragraph: my "net worth"
is zero. Or might's well be zero. But I manage. And it's fun to manage
it. Does it answer your question?

Pretty much, for it is suggesting that your suggestion to buy on the
drop isn't actionable by you personally, as you're suggesting that you
don't have any liquid reserves with which to go "buy low".

Sure, there can be speculation ...that's what RH does...with the likes
of Margin buys, but this needs to be recognized as gambling, and
hopefully done with highly discretionary funds, not essential living.

Post by Physfitfreak
If I was a person who'd put an iota of more concern in it, I would be
another person. I'd be perhaps someone like you. In another type of
life. But hey, I threw my PhD away for keeping myself who I am _now_.
You think I'd waste myself with these "allocations" matters too much?
Still, I'll keep this blog going cause the Robinhood game is fun enough
to play.

Its always 'fun' in an up market; “Only when the tide goes out do you
discover who's been swimming naked” - Warren Buffett.

-hh

[Physfitfreak]

Post by Physfitfreak
Hehe :) No, not even funny. See, I didn't buy my grave lot in my 20s.
The kind of concerns you are listing above belong to my past married
life here and ended when we divorced. Life in Iran in old age is much
more comfortable and dignified than in here where you essentially have
institutions kill your elderly parents, and healthcare and government
get busy devouring your elderly people's lives and belongings. This is
not a country to die in.

Unfortunately, quite true.  Its a product of the decline of
multi-generational families living in the same household.

Post by Physfitfreak
I'm in USA because my cats are in USA. And in the USA, I'm in Texas
because my cats are in Texas. And in Texas, I'm in Dallas because my
cats are in Dallas.
So figure that out from there on :)

Not really any need to, because when you're in the USA, it means that
you're going to have to live within its operational structures.  For day
to day living, that can be independent if that's your preference, but as
one ages, there are limitations to doing so, so one may need to decide
for something else.  Moving in with family can be an option, or perhaps
not: that's a function of individual circumstances.  Ditto for perhaps
hosting a boarder/caregiver, etc.

Post by Physfitfreak
As far as "allocations" are concerned, crypto and sometimes stocks.
That's all.

So then ~zero liquid assets outside of one's brokerage?  That appears to
be carrying a pretty high cash flow risk.

Post by Physfitfreak
And it has been fun to pay some of the sillier bills with the use of
Robinhood tools. It has been fun to pay $12 for a nice computer, and
not $1200. Who pays $600 of earned money out of his own pocket for 6
months of minimum cover car insurance when I have not had a car
accident in my entire life and a traffic ticket for decades? I like to
have Robinhood provide those dollars. Same with other silly bills.
$460/mo for just electricity bill in Winter months?.. Hehe :) I'll use
a wood burner heater and make that bill $46 instead, and pay even THAT
with Robinhood dollars :) And it's fun. My "allocations" have never
been serious enough for me to ruin the life I have by putting more of
my time and concerns into it.

Which is all fine when one is still able to go do of that on one's own.

Post by Physfitfreak
Ok, I'm blabbering, in one sentence, and not a paragraph: my "net
worth" is zero. Or might's well be zero. But I manage. And it's fun to
manage it. Does it answer your question?

Pretty much, for it is suggesting that your suggestion to buy on the
drop isn't actionable by you personally, as you're suggesting that you
don't have any liquid reserves with which to go "buy low".
Sure, there can be speculation ...that's what RH does...with the likes
of Margin buys, but this needs to be recognized as gambling, and
hopefully done with highly discretionary funds, not essential living.

Post by Physfitfreak
If I was a person who'd put an iota of more concern in it, I would be
another person. I'd be perhaps someone like you. In another type of
life. But hey, I threw my PhD away for keeping myself who I am _now_.
You think I'd waste myself with these "allocations" matters too much?
Still, I'll keep this blog going cause the Robinhood game is fun
enough to play.

Its always 'fun' in an up market; “Only when the tide goes out do you
discover who's been swimming naked” - Warren Buffett.
-hh

I don't use margins. It's not a sane strategy. To me it is like a
disguised credit card use. I haven't used a credit card since late
1980s. Star thinks I use my Mom's though :)

No I have the money to buy low when I think it would be rewarding. It
would sometimes mean selling in some other areas fast to provide the
money if I'm desperate for time. But usually I have the money.

The "net worth" I talked about includes the possibility that I wake up
tomorrow and find that I've lost them all. In that sense (i.e. when you
include things that can happen to it also), my net worth is zero.
Because shit can always happen.

When it happens, I'd still manage by beginning from zero again. As
simple as that.

You're saying I should be more careful. I thought you knew me better by
now. It is too expensive to be more careful than this. In life's
currency that is. It isn't worth it, in the same manner that cars who're
priced more than $2000 aren't worth the money.

Don't forget that anybody's net worth is zero. Life's always fast
heading that way. But some aren't aware of this and some are. Some ruin
95% of life into "money for a better life later", and get to enjoy 5% of
it the way they want, and some live 95% of life the way they want, and
ruin only 5% of it for money matters.

Another angle. Do other life forms need money? What is the "net worth"
of a mosquito buzzing around? You can't escape the fact that life for a
mosquito is every bit the same thing as life for a human.

Now "buzz" away as I've got to feed the cats, watch a nice pirated
movie, and hit the sack :)

[-hh]

Post by Physfitfreak

Post by Physfitfreak
Hehe :) No, not even funny. See, I didn't buy my grave lot in my 20s.
The kind of concerns you are listing above belong to my past married
life here and ended when we divorced. Life in Iran in old age is much
more comfortable and dignified than in here where you essentially
have institutions kill your elderly parents, and healthcare and
government get busy devouring your elderly people's lives and
belongings. This is not a country to die in.

Unfortunately, quite true.  Its a product of the decline of multi-
generational families living in the same household.

Post by Physfitfreak
I'm in USA because my cats are in USA. And in the USA, I'm in Texas
because my cats are in Texas. And in Texas, I'm in Dallas because my
cats are in Dallas.
So figure that out from there on :)

Not really any need to, because when you're in the USA, it means that
you're going to have to live within its operational structures.  For
day to day living, that can be independent if that's your preference,
but as one ages, there are limitations to doing so, so one may need to
decide for something else.  Moving in with family can be an option, or
perhaps not: that's a function of individual circumstances.  Ditto for
perhaps hosting a boarder/caregiver, etc.

Post by Physfitfreak
As far as "allocations" are concerned, crypto and sometimes stocks.
That's all.

So then ~zero liquid assets outside of one's brokerage?  That appears
to be carrying a pretty high cash flow risk.

Post by Physfitfreak
And it has been fun to pay some of the sillier bills with the use of
Robinhood tools. It has been fun to pay $12 for a nice computer, and
not $1200. Who pays $600 of earned money out of his own pocket for 6
months of minimum cover car insurance when I have not had a car
accident in my entire life and a traffic ticket for decades? I like
to have Robinhood provide those dollars. Same with other silly bills.
$460/mo for just electricity bill in Winter months?.. Hehe :) I'll
use a wood burner heater and make that bill $46 instead, and pay even
THAT with Robinhood dollars :) And it's fun. My "allocations" have
never been serious enough for me to ruin the life I have by putting
more of my time and concerns into it.

Which is all fine when one is still able to go do of that on one's own.

Post by Physfitfreak
Ok, I'm blabbering, in one sentence, and not a paragraph: my "net
worth" is zero. Or might's well be zero. But I manage. And it's fun
to manage it. Does it answer your question?

Pretty much, for it is suggesting that your suggestion to buy on the
drop isn't actionable by you personally, as you're suggesting that you
don't have any liquid reserves with which to go "buy low".
Sure, there can be speculation ...that's what RH does...with the likes
of Margin buys, but this needs to be recognized as gambling, and
hopefully done with highly discretionary funds, not essential living.

Post by Physfitfreak
If I was a person who'd put an iota of more concern in it, I would be
another person. I'd be perhaps someone like you. In another type of
life. But hey, I threw my PhD away for keeping myself who I am _now_.
You think I'd waste myself with these "allocations" matters too much?
Still, I'll keep this blog going cause the Robinhood game is fun
enough to play.

Its always 'fun' in an up market; “Only when the tide goes out do you
discover who's been swimming naked” - Warren Buffett.
-hh

I don't use margins. It's not a sane strategy. To me it is like a
disguised credit card use. I haven't used a credit card since late
1980s. Star thinks I use my Mom's though :)

Same. AFAIC, margins is gambling under a different name. It seems to
be the purview of many (most?) Robinhood accounts, hence the comment.

Post by Physfitfreak
No I have the money to buy low when I think it would be rewarding. It
would sometimes mean selling in some other areas fast to provide the
money if I'm desperate for time. But usually I have the money.

Specific strategies are up to individuals to decide upon, but what is
known macroscopically is that Active managed funds do not reliably
outperform Passive, and that's with full time professionals trying with
Bloomberg terminals and all the rest to be maximally informed; regular
individuals basically don't stand a chance. As such, our most reliable
strategy is to "not play the game": buy & hold.

Post by Physfitfreak
The "net worth" I talked about includes the possibility that I wake up
tomorrow and find that I've lost them all. In that sense (i.e. when you
include things that can happen to it also), my net worth is zero.
Because shit can always happen.
When it happens, I'd still manage by beginning from zero again. As
simple as that.
You're saying I should be more careful.

Nah, its up to you to decide. If you're happy taking the risk of flying
the trapeze with no safety net, that's your call. Its not my personal
choice because I have accepted the responsibility of caring for others
(even when it reduces down to just cats/dogs).

Post by Physfitfreak
I thought you knew me better by now.

Not really; I tend to care very little about nymshifters because they
don't care enough about themselves to not be a chameleon. Its similar
to a business rule of thumb: a company who changes their name does so
because they have a bad reputation.

Post by Physfitfreak
It is too expensive to be more careful than this. In life's currency
that is. It isn't worth it, in the same manner that cars who're
priced more than $2000 aren't worth the money.

That also depends on life choices in priorities: in life's currencies,
there's value in having peace of mind of not having to worry about where
one's next meal is coming from ... and just how much of a safety margin
is merited for such uncertainties is also a personal comfort level
choice. Having a safety margin isn't uncommon when one's been through
rough patches where there weren't the resources for meals...or
similarly, having a car that won't run.

Post by Physfitfreak
Don't forget that anybody's net worth is zero. Life's always fast
heading that way. But some aren't aware of this and some are. Some ruin
95% of life into "money for a better life later", and get to enjoy 5% of
it the way they want, and some live 95% of life the way they want, and
ruin only 5% of it for money matters.
Another angle. Do other life forms need money? What is the "net worth"
of a mosquito buzzing around? You can't escape the fact that life for a
mosquito is every bit the same thing as life for a human.
Now "buzz" away as I've got to feed the cats, watch a nice pirated
movie, and hit the sack :)

No worries - the varmints have been fed here too, obligations have been
met for the day, and its too late to start a movie...

-hh

[Physfitfreak]

Post by Physfitfreak

Post by Physfitfreak
Hehe :) No, not even funny. See, I didn't buy my grave lot in my 20s.
The kind of concerns you are listing above belong to my past married
life here and ended when we divorced. Life in Iran in old age is
much more comfortable and dignified than in here where you
essentially have institutions kill your elderly parents, and
healthcare and government get busy devouring your elderly people's
lives and belongings. This is not a country to die in.

Unfortunately, quite true.  Its a product of the decline of multi-
generational families living in the same household.

Post by Physfitfreak
I'm in USA because my cats are in USA. And in the USA, I'm in Texas
because my cats are in Texas. And in Texas, I'm in Dallas because my
cats are in Dallas.
So figure that out from there on :)

Not really any need to, because when you're in the USA, it means that
you're going to have to live within its operational structures.  For
day to day living, that can be independent if that's your preference,
but as one ages, there are limitations to doing so, so one may need
to decide for something else.  Moving in with family can be an
option, or perhaps not: that's a function of individual
circumstances.  Ditto for perhaps hosting a boarder/caregiver, etc.

Post by Physfitfreak
As far as "allocations" are concerned, crypto and sometimes stocks.
That's all.

So then ~zero liquid assets outside of one's brokerage?  That appears
to be carrying a pretty high cash flow risk.

Post by Physfitfreak
And it has been fun to pay some of the sillier bills with the use of
Robinhood tools. It has been fun to pay $12 for a nice computer, and
not $1200. Who pays $600 of earned money out of his own pocket for 6
months of minimum cover car insurance when I have not had a car
accident in my entire life and a traffic ticket for decades? I like
to have Robinhood provide those dollars. Same with other silly
bills. $460/mo for just electricity bill in Winter months?.. Hehe :)
I'll use a wood burner heater and make that bill $46 instead, and
pay even THAT with Robinhood dollars :) And it's fun. My
"allocations" have never been serious enough for me to ruin the life
I have by putting more of my time and concerns into it.

Which is all fine when one is still able to go do of that on one's own.

Post by Physfitfreak
Ok, I'm blabbering, in one sentence, and not a paragraph: my "net
worth" is zero. Or might's well be zero. But I manage. And it's fun
to manage it. Does it answer your question?

Pretty much, for it is suggesting that your suggestion to buy on the
drop isn't actionable by you personally, as you're suggesting that
you don't have any liquid reserves with which to go "buy low".
Sure, there can be speculation ...that's what RH does...with the
likes of Margin buys, but this needs to be recognized as gambling,
and hopefully done with highly discretionary funds, not essential
living.

Post by Physfitfreak
If I was a person who'd put an iota of more concern in it, I would
be another person. I'd be perhaps someone like you. In another type
of life. But hey, I threw my PhD away for keeping myself who I am
_now_. You think I'd waste myself with these "allocations" matters
too much?
Still, I'll keep this blog going cause the Robinhood game is fun
enough to play.

Its always 'fun' in an up market; “Only when the tide goes out do you
discover who's been swimming naked” - Warren Buffett.
-hh

I don't use margins. It's not a sane strategy. To me it is like a
disguised credit card use. I haven't used a credit card since late
1980s. Star thinks I use my Mom's though :)

Same.  AFAIC, margins is gambling under a different name.  It seems to
be the purview of many (most?) Robinhood accounts, hence the comment.

Post by Physfitfreak
No I have the money to buy low when I think it would be rewarding. It
would sometimes mean selling in some other areas fast to provide the
money if I'm desperate for time. But usually I have the money.

Specific strategies are up to individuals to decide upon, but what is
known macroscopically is that Active managed funds do not reliably
outperform Passive, and that's with full time professionals trying with
Bloomberg terminals and all the rest to be maximally informed; regular
individuals basically don't stand a chance.  As such, our most reliable
strategy is to "not play the game":  buy & hold.

Post by Physfitfreak
The "net worth" I talked about includes the possibility that I wake up
tomorrow and find that I've lost them all. In that sense (i.e. when
you include things that can happen to it also), my net worth is zero.
Because shit can always happen.
When it happens, I'd still manage by beginning from zero again. As
simple as that.
You're saying I should be more careful.

Nah, its up to you to decide.  If you're happy taking the risk of flying
the trapeze with no safety net, that's your call.  Its not my personal
choice because I have accepted the responsibility of caring for others
(even when it reduces down to just cats/dogs).

Post by Physfitfreak
I thought you knew me better by now.

Not really; I tend to care very little about nymshifters because they
don't care enough about themselves to not be a chameleon.  Its similar
to a business rule of thumb:  a company who changes their name does so
because they have a bad reputation.

Post by Physfitfreak
It is too expensive to be more careful than this. In life's currency
that is. It isn't worth it, in the same manner that cars who're priced
more than $2000 aren't worth the money.

That also depends on life choices in priorities:  in life's currencies,
there's value in having peace of mind of not having to worry about where
one's next meal is coming from ... and just how much of a safety margin
is merited for such uncertainties is also a personal comfort level
choice.  Having a safety margin isn't uncommon when one's been through
rough patches where there weren't the resources for meals...or
similarly, having a car that won't run.

Post by Physfitfreak
Don't forget that anybody's net worth is zero. Life's always fast
heading that way. But some aren't aware of this and some are. Some
ruin 95% of life into "money for a better life later", and get to
enjoy 5% of it the way they want, and some live 95% of life the way
they want, and ruin only 5% of it for money matters.
Another angle. Do other life forms need money? What is the "net worth"
of a mosquito buzzing around? You can't escape the fact that life for
a mosquito is every bit the same thing as life for a human.
Now "buzz" away as I've got to feed the cats, watch a nice pirated
movie, and hit the sack :)

No worries - the varmints have been fed here too, obligations have been
met for the day, and its too late to start a movie...
-hh

Nymshifter? I've never been nymshifter in my life. When I change alias,
it is because I really have changed. So depending on what my main type
of activity has been, every few years my alias also changed accordingly.
And I've never had more than one alias at the same time.

You're underestimating what an individual can do by himself in the world
of stocks and cryptos. Also, you have a ton of money in your mind when
you think and speak of it, large enough to make you really concerned. So
I understand why you leave it to experts to handle such sums.

My world of trading is a microcosm of what experts are doing. It is a
baby game compared to those who play with hundreds of thousands of
dollars and higher.

Also, presence of experts in the field, or volume of their activities
doesn't mean that they are necessarily competing with you. They can't
play god, they can't control you down to your baby game if you know what
you're doing. There are ample opportunities for an individual to make a
few extra thousand dollars a year without even be felt by the big guys.
This isn't about suddenly making a ton of money, which can happen but
one cannot rely on such strategies. It is about steadily making a little
sum of money for "silly" expenses as I described. Especially during
retirement.

Try it if you like. Make a Robinhood account and put, say, $5k in it and
try to turn it into $10k in one year. You'll have a lot of fun ahead of
you :)

[-hh]

Post by Physfitfreak

Post by Physfitfreak

Post by Physfitfreak
Hehe :) No, not even funny. See, I didn't buy my grave lot in my 20s.
The kind of concerns you are listing above belong to my past
married life here and ended when we divorced. Life in Iran in old
age is much more comfortable and dignified than in here where you
essentially have institutions kill your elderly parents, and
healthcare and government get busy devouring your elderly people's
lives and belongings. This is not a country to die in.

Unfortunately, quite true.  Its a product of the decline of multi-
generational families living in the same household.

Post by Physfitfreak
I'm in USA because my cats are in USA. And in the USA, I'm in Texas
because my cats are in Texas. And in Texas, I'm in Dallas because
my cats are in Dallas.
So figure that out from there on :)

Not really any need to, because when you're in the USA, it means
that you're going to have to live within its operational
structures.  For day to day living, that can be independent if
that's your preference, but as one ages, there are limitations to
doing so, so one may need to decide for something else.  Moving in
with family can be an option, or perhaps not: that's a function of
individual circumstances.  Ditto for perhaps hosting a boarder/
caregiver, etc.

Post by Physfitfreak
As far as "allocations" are concerned, crypto and sometimes stocks.
That's all.

So then ~zero liquid assets outside of one's brokerage?  That
appears to be carrying a pretty high cash flow risk.

Post by Physfitfreak
And it has been fun to pay some of the sillier bills with the use
of Robinhood tools. It has been fun to pay $12 for a nice computer,
and not $1200. Who pays $600 of earned money out of his own pocket
for 6 months of minimum cover car insurance when I have not had a
car accident in my entire life and a traffic ticket for decades? I
like to have Robinhood provide those dollars. Same with other silly
bills. $460/mo for just electricity bill in Winter months?..
Hehe :) I'll use a wood burner heater and make that bill $46
instead, and pay even THAT with Robinhood dollars :) And it's fun.
My "allocations" have never been serious enough for me to ruin the
life I have by putting more of my time and concerns into it.

Which is all fine when one is still able to go do of that on one's own.

Post by Physfitfreak
Ok, I'm blabbering, in one sentence, and not a paragraph: my "net
worth" is zero. Or might's well be zero. But I manage. And it's fun
to manage it. Does it answer your question?

Pretty much, for it is suggesting that your suggestion to buy on the
drop isn't actionable by you personally, as you're suggesting that
you don't have any liquid reserves with which to go "buy low".
Sure, there can be speculation ...that's what RH does...with the
likes of Margin buys, but this needs to be recognized as gambling,
and hopefully done with highly discretionary funds, not essential
living.

Post by Physfitfreak
If I was a person who'd put an iota of more concern in it, I would
be another person. I'd be perhaps someone like you. In another type
of life. But hey, I threw my PhD away for keeping myself who I am
_now_. You think I'd waste myself with these "allocations" matters
too much?
Still, I'll keep this blog going cause the Robinhood game is fun
enough to play.

Its always 'fun' in an up market; “Only when the tide goes out do
you discover who's been swimming naked” - Warren Buffett.
-hh

I don't use margins. It's not a sane strategy. To me it is like a
disguised credit card use. I haven't used a credit card since late
1980s. Star thinks I use my Mom's though :)

Same.  AFAIC, margins is gambling under a different name.  It seems to
be the purview of many (most?) Robinhood accounts, hence the comment.

Post by Physfitfreak
No I have the money to buy low when I think it would be rewarding. It
would sometimes mean selling in some other areas fast to provide the
money if I'm desperate for time. But usually I have the money.

Specific strategies are up to individuals to decide upon, but what is
known macroscopically is that Active managed funds do not reliably
outperform Passive, and that's with full time professionals trying
with Bloomberg terminals and all the rest to be maximally informed;
regular individuals basically don't stand a chance.  As such, our most
reliable strategy is to "not play the game":  buy & hold.

Post by Physfitfreak
The "net worth" I talked about includes the possibility that I wake
up tomorrow and find that I've lost them all. In that sense (i.e.
when you include things that can happen to it also), my net worth is
zero. Because shit can always happen.
When it happens, I'd still manage by beginning from zero again. As
simple as that.
You're saying I should be more careful.

Nah, its up to you to decide.  If you're happy taking the risk of
flying the trapeze with no safety net, that's your call.  Its not my
personal choice because I have accepted the responsibility of caring
for others (even when it reduces down to just cats/dogs).

Post by Physfitfreak
I thought you knew me better by now.

Not really; I tend to care very little about nymshifters because they
don't care enough about themselves to not be a chameleon.  Its similar
to a business rule of thumb:  a company who changes their name does so
because they have a bad reputation.

Post by Physfitfreak
It is too expensive to be more careful than this. In life's currency
that is. It isn't worth it, in the same manner that cars who're
priced more than $2000 aren't worth the money.

That also depends on life choices in priorities:  in life's
currencies, there's value in having peace of mind of not having to
worry about where one's next meal is coming from ... and just how much
of a safety margin is merited for such uncertainties is also a
personal comfort level choice.  Having a safety margin isn't uncommon
when one's been through rough patches where there weren't the
resources for meals...or similarly, having a car that won't run.

Post by Physfitfreak
Don't forget that anybody's net worth is zero. Life's always fast
heading that way. But some aren't aware of this and some are. Some
ruin 95% of life into "money for a better life later", and get to
enjoy 5% of it the way they want, and some live 95% of life the way
they want, and ruin only 5% of it for money matters.
Another angle. Do other life forms need money? What is the "net
worth" of a mosquito buzzing around? You can't escape the fact that
life for a mosquito is every bit the same thing as life for a human.
Now "buzz" away as I've got to feed the cats, watch a nice pirated
movie, and hit the sack :)

No worries - the varmints have been fed here too, obligations have
been met for the day, and its too late to start a movie...
-hh

Nymshifter? I've never been nymshifter in my life. When I change alias,
it is because I really have changed. So depending on what my main type
of activity has been, every few years my alias also changed accordingly.

"alias" = "PotAto, PoTaTo".

Post by Physfitfreak
And I've never had more than one alias at the same time.

AFAIC, even an annual change is too rapid to be bothered with.

Post by Physfitfreak
You're underestimating what an individual can do by himself in the world
of stocks and cryptos.

No, I'm merely recognizing that the difference in effort to decrease the
gambling risk is quite nonlinear; with the ROI being unfavorable, I
choose to not play that game.

Post by Physfitfreak
Also, you have a ton of money in your mind when you think and speak
of it, large enough to make you really concerned. So I understand
why you leave it to experts to handle such sums.

I think you've misunderstood what I was saying with the experts: their
performance track records aren't any better than passive, and since they
cost more, they have an inferior ROI. This is why ~half the individual
investor market today has changed from active to passive.

Post by Physfitfreak
My world of trading is a microcosm of what experts are doing. It is a
baby game compared to those who play with hundreds of thousands of
dollars and higher.

The raw dollars largely doesn't matter; it is if you're achieving one's
goals or not - along with the insight of how much work is it taking you,
to see if its worth the effort. If its gambling for entertainment,
that's fine so long as entertainment is your goal and you're willing to
pay for it at up to the "100% loss" level.

Post by Physfitfreak
Also, presence of experts in the field, or volume of their activities
doesn't mean that they are necessarily competing with you. They can't
play god, they can't control you down to your baby game if you know what
you're doing. There are ample opportunities for an individual to make a
few extra thousand dollars a year without even be felt by the big guys.

You'd be surprised. I think I've mentioned a friend who's tinkered with
a momentum-based decision tool; their conclusion is that roughly ~1/3rd
of a price is from manipulation.

Post by Physfitfreak
This isn't about suddenly making a ton of money, which can happen but
one cannot rely on such strategies. It is about steadily making a little
sum of money for "silly" expenses as I described. Especially during
retirement.

That can also depend on what sum is required for "silly", along with
what one's risk tolerance is for gambling. Buying a lottery ticket can
have just as much upside potential, but at a lower level of effort. Or
to have sufficient margin such that 'silly' expenses are noise.

Post by Physfitfreak
Try it if you like. Make a Robinhood account and put, say, $5k in it and
try to turn it into $10k in one year. You'll have a lot of fun ahead of
you :)

Oh, I dabble in my 'gambling' set-aside. Had a 100% loss a few years
ago on one pick, but well enough on a few others. Current speculation
is up roughly +300% in less than a year. But point is that I know that
its dabbling, and not necessary for my well-being or happiness.


-hh

[Physfitfreak]

Post by -hh

Post by Physfitfreak
Nymshifter? I've never been nymshifter in my life. When I change
alias, it is because I really have changed.  So depending on what my
main type of activity has been, every few years my alias also changed
accordingly.

"alias" = "PotAto, PoTaTo".

Post by Physfitfreak
And I've never had more than one alias at the same time.

AFAIC, even an annual change is too rapid to be bothered with.

Post by Physfitfreak
You're underestimating what an individual can do by himself in the
world of stocks and cryptos.

No, I'm merely recognizing that the difference in effort to decrease the
gambling risk is quite nonlinear; with the ROI being unfavorable, I
choose to not play that game.

Post by Physfitfreak
Also, you have a ton of money in your mind when you think and speak of
it, large enough to make you really concerned.  So I understand why
you leave it to experts to handle such sums.

I think you've misunderstood what I was saying with the experts: their
performance track records aren't any better than passive, and since they
cost more, they have an inferior ROI.  This is why ~half the individual
investor market today has changed from active to passive.

Post by Physfitfreak
My world of trading is a microcosm of what experts are doing. It is a
baby game compared to those who play with hundreds of thousands of
dollars and higher.

The raw dollars largely doesn't matter; it is if you're achieving one's
goals or not - along with the insight of how much work is it taking you,
to see if its worth the effort.  If its gambling for entertainment,
that's fine so long as entertainment is your goal and you're willing to
pay for it at up to the "100% loss" level.

Post by Physfitfreak
Also, presence of experts in the field, or volume of their activities
doesn't mean that they are necessarily competing with you. They can't
play god, they can't control you down to your baby game if you know
what you're doing. There are ample opportunities for an individual to
make a few extra thousand dollars a year without even be felt by the
big guys.

You'd be surprised.  I think I've mentioned a friend who's tinkered with
a momentum-based decision tool; their conclusion is that roughly ~1/3rd
of a price is from manipulation.

Post by Physfitfreak
This isn't about suddenly making a ton of money, which can happen but
one cannot rely on such strategies. It is about steadily making a
little sum of money for "silly" expenses as I described. Especially
during retirement.

That can also depend on what sum is required for "silly", along with
what one's risk tolerance is for gambling.  Buying a lottery ticket can
have just as much upside potential, but at a lower level of effort.  Or
to have sufficient margin such that 'silly' expenses are noise.

Post by Physfitfreak
Try it if you like. Make a Robinhood account and put, say, $5k in it
and try to turn it into $10k in one year. You'll have a lot of fun
ahead of you :)

Oh, I dabble in my 'gambling' set-aside.  Had a 100% loss a few years
ago on one pick, but well enough on a few others.  Current speculation
is up roughly +300% in less than a year.  But point is that I know that
its dabbling, and not necessary for my well-being or happiness.
-hh

Hmm.. I don't know what you exactly mean by, "alias" = "PotAto, PoTaTo".
Did someone with alias "PotAto" pretended to be Physfitfreak? If so,
you've been victim of immature pranksters like "DFS" or that "Sausage up
wrestlers' ass" guy or Relf. Any "engineer" type bozo included. So many
of them morons tucked inside COLA.

The aliases I use aren't even true aliases. They are _descriptions_ of
me. And they have changed every 5 or 6 years, cause it takes that long
for me (and other Modern Humans) to essentially become someone else.

When I was deep into studying biology, I was "biofreak" here. When I was
deeply into the world of Excel, I was "Excelfreak" here. etc and etc.

Are you DRUNK when you reply to my posts? Why do I have to repeat myself
every time we communicate? (I know why - this is not a question I need
an answer for)

This "gambling" thing... Ok. Education time. I think prudent stock and
crypto trading is not gambling. I think long term investments in such
fields are more like gambling! Hehe :) I'm not kidding.

Yes, it's not like real estate. Far less can happen negatively to a
piece of land than to your long term investments. In USA of course long
term investments are safer than in other countries. This system here is
located too far (geographically) from what's going on in the world.

Gambling is like crossing the street with your eyes closed and ears
plugged. You'd do it either fast or slowly. That's as much control there
is that you can have. A Russian roulette.

But trading of stocks and crypto by yourself is like crossing the street
the way people who manage it all their lives do. Yes, some morons get
killed by crossing the street but that doesn't mean you cannot cross the
street safely all by yourself.

Can I conclude, then, that you're chicken? :)

[-hh]

Post by Physfitfreak

Post by -hh

Post by Physfitfreak
Nymshifter? I've never been nymshifter in my life. When I change
alias, it is because I really have changed.  So depending on what my
main type of activity has been, every few years my alias also changed
accordingly.

"alias" = "PotAto, PoTaTo".

Post by Physfitfreak
And I've never had more than one alias at the same time.

AFAIC, even an annual change is too rapid to be bothered with.

Post by Physfitfreak
You're underestimating what an individual can do by himself in the
world of stocks and cryptos.

No, I'm merely recognizing that the difference in effort to decrease
the gambling risk is quite nonlinear; with the ROI being unfavorable,
I choose to not play that game.

Post by Physfitfreak
Also, you have a ton of money in your mind when you think and speak
of it, large enough to make you really concerned.  So I understand
why you leave it to experts to handle such sums.

I think you've misunderstood what I was saying with the experts: their
performance track records aren't any better than passive, and since
they cost more, they have an inferior ROI.  This is why ~half the
individual investor market today has changed from active to passive.

Post by Physfitfreak
My world of trading is a microcosm of what experts are doing. It is a
baby game compared to those who play with hundreds of thousands of
dollars and higher.

The raw dollars largely doesn't matter; it is if you're achieving
one's goals or not - along with the insight of how much work is it
taking you, to see if its worth the effort.  If its gambling for
entertainment, that's fine so long as entertainment is your goal and
you're willing to pay for it at up to the "100% loss" level.

Post by Physfitfreak
Also, presence of experts in the field, or volume of their activities
doesn't mean that they are necessarily competing with you. They can't
play god, they can't control you down to your baby game if you know
what you're doing. There are ample opportunities for an individual to
make a few extra thousand dollars a year without even be felt by the
big guys.

You'd be surprised.  I think I've mentioned a friend who's tinkered
with a momentum-based decision tool; their conclusion is that roughly
~1/3rd of a price is from manipulation.

Post by Physfitfreak
This isn't about suddenly making a ton of money, which can happen but
one cannot rely on such strategies. It is about steadily making a
little sum of money for "silly" expenses as I described. Especially
during retirement.

That can also depend on what sum is required for "silly", along with
what one's risk tolerance is for gambling.  Buying a lottery ticket
can have just as much upside potential, but at a lower level of
effort.  Or to have sufficient margin such that 'silly' expenses are
noise.

Post by Physfitfreak
Try it if you like. Make a Robinhood account and put, say, $5k in it
and try to turn it into $10k in one year. You'll have a lot of fun
ahead of you :)

Oh, I dabble in my 'gambling' set-aside.  Had a 100% loss a few years
ago on one pick, but well enough on a few others.  Current speculation
is up roughly +300% in less than a year.  But point is that I know
that its dabbling, and not necessary for my well-being or happiness.
-hh

Hmm.. I don't know what you exactly mean by, "alias" = "PotAto, PoTaTo".

Ah, sorry: its a colloquialism:

<https://www.reddit.com/r/EnglishLearning/comments/1fmx44p/what_does_potayto_potahto_usually_mean/>

Its noting that on "nymshifting" vs "alias", you're trying to claim a
distinction without any effective difference. See:

<https://en.wikipedia.org/wiki/Distinction_without_a_difference>

Post by Physfitfreak
Did someone with alias "PotAto" pretended to be Physfitfreak? If so,
you've been victim of immature pranksters like "DFS" or that "Sausage up
wrestlers' ass" guy or Relf. Any "engineer" type bozo included. So many
of them morons tucked inside COLA.

n/a

Post by Physfitfreak
The aliases I use aren't even true aliases. They are _descriptions_ of
me. And they have changed every 5 or 6 years, cause it takes that long
for me (and other Modern Humans) to essentially become someone else.
When I was deep into studying biology, I was "biofreak" here. When I was
deeply into the world of Excel, I was "Excelfreak" here. etc and etc.

Doesn't matter AFAIC: I'm merely seeing "not the same name" so I don't
assume that it is still the same individual posting. Since the most
common abusers of nymshifting are luzer trolls not worthy of attention
or care, its where that behavior mostly gets binned.

Post by Physfitfreak
Are you DRUNK when you reply to my posts? Why do I have to repeat myself
every time we communicate? (I know why - this is not a question I need
an answer for)

Because the real answer is something you don't like /s

Post by Physfitfreak
This "gambling" thing... Ok. Education time. I think prudent stock and
crypto trading is not gambling. I think long term investments in such
fields are more like gambling! Hehe :) I'm not kidding.

That's your opinion and you're entitled to it. Personally, I'm not
convinced that crypto is any more of an intrinsic value asset than a
tulip bulb. See:

<https://en.wikipedia.org/wiki/Tulip_mania>

Post by Physfitfreak
Yes, it's not like real estate. Far less can happen negatively to a
piece of land than to your long term investments. In USA of course long
term investments are safer than in other countries. This system here is
located too far (geographically) from what's going on in the world.
Gambling is like crossing the street with your eyes closed and ears
plugged. You'd do it either fast or slowly. That's as much control there
is that you can have. A Russian roulette.
But trading of stocks and crypto by yourself is like crossing the street
the way people who manage it all their lives do. Yes, some morons get
killed by crossing the street but that doesn't mean you cannot cross the
street safely all by yourself.

And of course for this analogy, there's many ways to cross a street
other than under the supervision of a crossing guard, which in analogy
form would relate to varying levels of care vs carelessness...both of
the individuals and of the crossing guard (because using a guard is no
guarantee of never getting hit & killed by a car).

Post by Physfitfreak
Can I conclude, then, that you're chicken? :)

Nah, just better informed & less reckless than I was in the past.


-hh

[Physfitfreak]

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak
Nymshifter? I've never been nymshifter in my life. When I change
alias, it is because I really have changed.  So depending on what my
main type of activity has been, every few years my alias also
changed accordingly.

"alias" = "PotAto, PoTaTo".

Post by Physfitfreak
And I've never had more than one alias at the same time.

AFAIC, even an annual change is too rapid to be bothered with.

Post by Physfitfreak
You're underestimating what an individual can do by himself in the
world of stocks and cryptos.

No, I'm merely recognizing that the difference in effort to decrease
the gambling risk is quite nonlinear; with the ROI being unfavorable,
I choose to not play that game.

Post by Physfitfreak
Also, you have a ton of money in your mind when you think and speak
of it, large enough to make you really concerned.  So I understand
why you leave it to experts to handle such sums.

their performance track records aren't any better than passive, and
since they cost more, they have an inferior ROI.  This is why ~half
the individual investor market today has changed from active to passive.

Post by Physfitfreak
My world of trading is a microcosm of what experts are doing. It is
a baby game compared to those who play with hundreds of thousands of
dollars and higher.

The raw dollars largely doesn't matter; it is if you're achieving
one's goals or not - along with the insight of how much work is it
taking you, to see if its worth the effort.  If its gambling for
entertainment, that's fine so long as entertainment is your goal and
you're willing to pay for it at up to the "100% loss" level.

Post by Physfitfreak
Also, presence of experts in the field, or volume of their
activities doesn't mean that they are necessarily competing with
you. They can't play god, they can't control you down to your baby
game if you know what you're doing. There are ample opportunities
for an individual to make a few extra thousand dollars a year
without even be felt by the big guys.

You'd be surprised.  I think I've mentioned a friend who's tinkered
with a momentum-based decision tool; their conclusion is that roughly
~1/3rd of a price is from manipulation.

Post by Physfitfreak
This isn't about suddenly making a ton of money, which can happen
but one cannot rely on such strategies. It is about steadily making
a little sum of money for "silly" expenses as I described.
Especially during retirement.

That can also depend on what sum is required for "silly", along with
what one's risk tolerance is for gambling.  Buying a lottery ticket
can have just as much upside potential, but at a lower level of
effort.  Or to have sufficient margin such that 'silly' expenses are
noise.

Post by Physfitfreak
Try it if you like. Make a Robinhood account and put, say, $5k in it
and try to turn it into $10k in one year. You'll have a lot of fun
ahead of you :)

Oh, I dabble in my 'gambling' set-aside.  Had a 100% loss a few years
ago on one pick, but well enough on a few others.  Current
speculation is up roughly +300% in less than a year.  But point is
that I know that its dabbling, and not necessary for my well-being or
happiness.
-hh

Hmm.. I don't know what you exactly mean by, "alias" = "PotAto, PoTaTo".

<https://www.reddit.com/r/EnglishLearning/comments/1fmx44p/what_does_potayto_potahto_usually_mean/>
Its noting that on "nymshifting" vs "alias", you're trying to claim a
<https://en.wikipedia.org/wiki/Distinction_without_a_difference>

Post by Physfitfreak
Did someone with alias "PotAto" pretended to be Physfitfreak? If so,
you've been victim of immature pranksters like "DFS" or that "Sausage
up wrestlers' ass" guy or Relf. Any "engineer" type bozo included. So
many of them morons tucked inside COLA.

n/a

Post by Physfitfreak
The aliases I use aren't even true aliases. They are _descriptions_ of
me. And they have changed every 5 or 6 years, cause it takes that long
for me (and other Modern Humans) to essentially become someone else.
When I was deep into studying biology, I was "biofreak" here. When I
was deeply into the world of Excel, I was "Excelfreak" here. etc and etc.

Doesn't matter AFAIC: I'm merely seeing "not the same name" so I don't
assume that it is still the same individual posting.  Since the most
common abusers of nymshifting are luzer trolls not worthy of attention
or care, its where that behavior mostly gets binned.

Post by Physfitfreak
Are you DRUNK when you reply to my posts? Why do I have to repeat
myself every time we communicate? (I know why - this is not a question
I need an answer for)

Because the real answer is something you don't like /s

Post by Physfitfreak
This "gambling" thing... Ok. Education time. I think prudent stock and
crypto trading is not gambling. I think long term investments in such
fields are more like gambling! Hehe :) I'm not kidding.

That's your opinion and you're entitled to it.  Personally, I'm not
convinced that crypto is any more of an intrinsic value asset than a
<https://en.wikipedia.org/wiki/Tulip_mania>

Post by Physfitfreak
Yes, it's not like real estate. Far less can happen negatively to a
piece of land than to your long term investments. In USA of course
long term investments are safer than in other countries. This system
here is located too far (geographically) from what's going on in the
world.
Gambling is like crossing the street with your eyes closed and ears
plugged. You'd do it either fast or slowly. That's as much control
there is that you can have. A Russian roulette.
But trading of stocks and crypto by yourself is like crossing the
street the way people who manage it all their lives do. Yes, some
morons get killed by crossing the street but that doesn't mean you
cannot cross the street safely all by yourself.

And of course for this analogy, there's many ways to cross a street
other than under the supervision of a crossing guard, which in analogy
form would relate to varying levels of care vs carelessness...both of
the individuals and of the crossing guard (because using a guard is no
guarantee of never getting hit & killed by a car).

Post by Physfitfreak
Can I conclude, then, that you're chicken? :)

Nah, just better informed & less reckless than I was in the past.
-hh

But still a chicken. If you are better informed now then you'd be
trading, but more carefully. But you packed and left the whole thing to
others to manage.

You don't trust yourself. I do :)

[-hh]

Post by Physfitfreak

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak
Nymshifter? I've never been nymshifter in my life. When I change
alias, it is because I really have changed.  So depending on what
my main type of activity has been, every few years my alias also
changed accordingly.

"alias" = "PotAto, PoTaTo".

Post by Physfitfreak
And I've never had more than one alias at the same time.

AFAIC, even an annual change is too rapid to be bothered with.

Post by Physfitfreak
You're underestimating what an individual can do by himself in the
world of stocks and cryptos.

No, I'm merely recognizing that the difference in effort to decrease
the gambling risk is quite nonlinear; with the ROI being
unfavorable, I choose to not play that game.

Post by Physfitfreak
Also, you have a ton of money in your mind when you think and speak
of it, large enough to make you really concerned.  So I understand
why you leave it to experts to handle such sums.

their performance track records aren't any better than passive, and
since they cost more, they have an inferior ROI.  This is why ~half
the individual investor market today has changed from active to passive.

Post by Physfitfreak
My world of trading is a microcosm of what experts are doing. It is
a baby game compared to those who play with hundreds of thousands
of dollars and higher.

The raw dollars largely doesn't matter; it is if you're achieving
one's goals or not - along with the insight of how much work is it
taking you, to see if its worth the effort.  If its gambling for
entertainment, that's fine so long as entertainment is your goal and
you're willing to pay for it at up to the "100% loss" level.

Post by Physfitfreak
Also, presence of experts in the field, or volume of their
activities doesn't mean that they are necessarily competing with
you. They can't play god, they can't control you down to your baby
game if you know what you're doing. There are ample opportunities
for an individual to make a few extra thousand dollars a year
without even be felt by the big guys.

You'd be surprised.  I think I've mentioned a friend who's tinkered
with a momentum-based decision tool; their conclusion is that
roughly ~1/3rd of a price is from manipulation.

Post by Physfitfreak
This isn't about suddenly making a ton of money, which can happen
but one cannot rely on such strategies. It is about steadily making
a little sum of money for "silly" expenses as I described.
Especially during retirement.

That can also depend on what sum is required for "silly", along with
what one's risk tolerance is for gambling.  Buying a lottery ticket
can have just as much upside potential, but at a lower level of
effort.  Or to have sufficient margin such that 'silly' expenses are
noise.

Post by Physfitfreak
Try it if you like. Make a Robinhood account and put, say, $5k in
it and try to turn it into $10k in one year. You'll have a lot of
fun ahead of you :)

Oh, I dabble in my 'gambling' set-aside.  Had a 100% loss a few
years ago on one pick, but well enough on a few others.  Current
speculation is up roughly +300% in less than a year.  But point is
that I know that its dabbling, and not necessary for my well-being
or happiness.
-hh

Hmm.. I don't know what you exactly mean by, "alias" = "PotAto, PoTaTo".

<https://www.reddit.com/r/EnglishLearning/comments/1fmx44p/
what_does_potayto_potahto_usually_mean/>
Its noting that on "nymshifting" vs "alias", you're trying to claim a
<https://en.wikipedia.org/wiki/Distinction_without_a_difference>

Post by Physfitfreak
Did someone with alias "PotAto" pretended to be Physfitfreak? If so,
you've been victim of immature pranksters like "DFS" or that "Sausage
up wrestlers' ass" guy or Relf. Any "engineer" type bozo included. So
many of them morons tucked inside COLA.

n/a

Post by Physfitfreak
The aliases I use aren't even true aliases. They are _descriptions_
of me. And they have changed every 5 or 6 years, cause it takes that
long for me (and other Modern Humans) to essentially become someone
else.
When I was deep into studying biology, I was "biofreak" here. When I
was deeply into the world of Excel, I was "Excelfreak" here. etc and etc.

Doesn't matter AFAIC: I'm merely seeing "not the same name" so I don't
assume that it is still the same individual posting.  Since the most
common abusers of nymshifting are luzer trolls not worthy of attention
or care, its where that behavior mostly gets binned.

Post by Physfitfreak
Are you DRUNK when you reply to my posts? Why do I have to repeat
myself every time we communicate? (I know why - this is not a
question I need an answer for)

Because the real answer is something you don't like /s

Post by Physfitfreak
This "gambling" thing... Ok. Education time. I think prudent stock
and crypto trading is not gambling. I think long term investments in
such fields are more like gambling! Hehe :) I'm not kidding.

That's your opinion and you're entitled to it.  Personally, I'm not
convinced that crypto is any more of an intrinsic value asset than a
<https://en.wikipedia.org/wiki/Tulip_mania>

Post by Physfitfreak
Yes, it's not like real estate. Far less can happen negatively to a
piece of land than to your long term investments. In USA of course
long term investments are safer than in other countries. This system
here is located too far (geographically) from what's going on in the
world.
Gambling is like crossing the street with your eyes closed and ears
plugged. You'd do it either fast or slowly. That's as much control
there is that you can have. A Russian roulette.
But trading of stocks and crypto by yourself is like crossing the
street the way people who manage it all their lives do. Yes, some
morons get killed by crossing the street but that doesn't mean you
cannot cross the street safely all by yourself.

And of course for this analogy, there's many ways to cross a street
other than under the supervision of a crossing guard, which in analogy
form would relate to varying levels of care vs carelessness...both of
the individuals and of the crossing guard (because using a guard is no
guarantee of never getting hit & killed by a car).

Post by Physfitfreak
Can I conclude, then, that you're chicken? :)

Nah, just better informed & less reckless than I was in the past.
-hh

But still a chicken. If you are better informed now then you'd be
trading, but more carefully.

Or that from Maslow's hierarchy of needs, I'm where you claim I'm at:
higher up on the hierarchy such that those needs are being met.

A sports analogy is a team with a big lead. They have the freedom to
take fewer injury risks, run out the clock, & still comfortably win.

Post by Physfitfreak
But you packed and left the whole thing to others to manage.

Whereas the real answer is 100% self-managed since 2018.

Post by Physfitfreak
You don't trust yourself. I do :)

Partly correct, because I know that my cognitive decline is inevitable
with age, so my plans factor this in: a drive towards simplification &
having it be robustly resistant to errors/mistakes or shortfalls.


-hh

[Physfitfreak]

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak
Nymshifter? I've never been nymshifter in my life. When I change
alias, it is because I really have changed.  So depending on what
my main type of activity has been, every few years my alias also
changed accordingly.

"alias" = "PotAto, PoTaTo".

Post by Physfitfreak
And I've never had more than one alias at the same time.

AFAIC, even an annual change is too rapid to be bothered with.

Post by Physfitfreak
You're underestimating what an individual can do by himself in the
world of stocks and cryptos.

No, I'm merely recognizing that the difference in effort to
decrease the gambling risk is quite nonlinear; with the ROI being
unfavorable, I choose to not play that game.

Post by Physfitfreak
Also, you have a ton of money in your mind when you think and
speak of it, large enough to make you really concerned.  So I
understand why you leave it to experts to handle such sums.

their performance track records aren't any better than passive, and
since they cost more, they have an inferior ROI.  This is why ~half
the individual investor market today has changed from active to passive.

Post by Physfitfreak
My world of trading is a microcosm of what experts are doing. It
is a baby game compared to those who play with hundreds of
thousands of dollars and higher.

The raw dollars largely doesn't matter; it is if you're achieving
one's goals or not - along with the insight of how much work is it
taking you, to see if its worth the effort.  If its gambling for
entertainment, that's fine so long as entertainment is your goal
and you're willing to pay for it at up to the "100% loss" level.

Post by Physfitfreak
Also, presence of experts in the field, or volume of their
activities doesn't mean that they are necessarily competing with
you. They can't play god, they can't control you down to your baby
game if you know what you're doing. There are ample opportunities
for an individual to make a few extra thousand dollars a year
without even be felt by the big guys.

You'd be surprised.  I think I've mentioned a friend who's tinkered
with a momentum-based decision tool; their conclusion is that
roughly ~1/3rd of a price is from manipulation.

Post by Physfitfreak
This isn't about suddenly making a ton of money, which can happen
but one cannot rely on such strategies. It is about steadily
making a little sum of money for "silly" expenses as I described.
Especially during retirement.

That can also depend on what sum is required for "silly", along
with what one's risk tolerance is for gambling.  Buying a lottery
ticket can have just as much upside potential, but at a lower level
of effort.  Or to have sufficient margin such that 'silly' expenses
are noise.

Post by Physfitfreak
Try it if you like. Make a Robinhood account and put, say, $5k in
it and try to turn it into $10k in one year. You'll have a lot of
fun ahead of you :)

Oh, I dabble in my 'gambling' set-aside.  Had a 100% loss a few
years ago on one pick, but well enough on a few others.  Current
speculation is up roughly +300% in less than a year.  But point is
that I know that its dabbling, and not necessary for my well-being
or happiness.
-hh

Hmm.. I don't know what you exactly mean by, "alias" = "PotAto, PoTaTo".

<https://www.reddit.com/r/EnglishLearning/comments/1fmx44p/
what_does_potayto_potahto_usually_mean/>
Its noting that on "nymshifting" vs "alias", you're trying to claim a
<https://en.wikipedia.org/wiki/Distinction_without_a_difference>

Post by Physfitfreak
Did someone with alias "PotAto" pretended to be Physfitfreak? If so,
you've been victim of immature pranksters like "DFS" or that
"Sausage up wrestlers' ass" guy or Relf. Any "engineer" type bozo
included. So many of them morons tucked inside COLA.

n/a

Post by Physfitfreak
The aliases I use aren't even true aliases. They are _descriptions_
of me. And they have changed every 5 or 6 years, cause it takes that
long for me (and other Modern Humans) to essentially become someone
else.
When I was deep into studying biology, I was "biofreak" here. When I
was deeply into the world of Excel, I was "Excelfreak" here. etc and etc.

Doesn't matter AFAIC: I'm merely seeing "not the same name" so I
don't assume that it is still the same individual posting.  Since the
most common abusers of nymshifting are luzer trolls not worthy of
attention or care, its where that behavior mostly gets binned.

Post by Physfitfreak
Are you DRUNK when you reply to my posts? Why do I have to repeat
myself every time we communicate? (I know why - this is not a
question I need an answer for)

Because the real answer is something you don't like /s

Post by Physfitfreak
This "gambling" thing... Ok. Education time. I think prudent stock
and crypto trading is not gambling. I think long term investments in
such fields are more like gambling! Hehe :) I'm not kidding.

That's your opinion and you're entitled to it.  Personally, I'm not
convinced that crypto is any more of an intrinsic value asset than a
<https://en.wikipedia.org/wiki/Tulip_mania>

Post by Physfitfreak
Yes, it's not like real estate. Far less can happen negatively to a
piece of land than to your long term investments. In USA of course
long term investments are safer than in other countries. This system
here is located too far (geographically) from what's going on in the
world.
Gambling is like crossing the street with your eyes closed and ears
plugged. You'd do it either fast or slowly. That's as much control
there is that you can have. A Russian roulette.
But trading of stocks and crypto by yourself is like crossing the
street the way people who manage it all their lives do. Yes, some
morons get killed by crossing the street but that doesn't mean you
cannot cross the street safely all by yourself.

And of course for this analogy, there's many ways to cross a street
other than under the supervision of a crossing guard, which in
analogy form would relate to varying levels of care vs
carelessness...both of the individuals and of the crossing guard
(because using a guard is no guarantee of never getting hit & killed
by a car).

Post by Physfitfreak
Can I conclude, then, that you're chicken? :)

Nah, just better informed & less reckless than I was in the past.
-hh

But still a chicken. If you are better informed now then you'd be
trading, but more carefully.

higher up on the hierarchy such that those needs are being met.
A sports analogy is a team with a big lead. They have the freedom to
take fewer injury risks, run out the clock, & still comfortably win.

Post by Physfitfreak
But you packed and left the whole thing to others to manage.

Whereas the real answer is 100% self-managed since 2018.

Post by Physfitfreak
You don't trust yourself. I do :)

Partly correct, because I know that my cognitive decline is inevitable
with age, so my plans factor this in: a drive towards simplification &
having it be robustly resistant to errors/mistakes or shortfalls.
-hh

You're probably younger than me. You shouldn't worry about these matters
for another 30 years. 30 years is a life time. I don't buy my grave lot
in my 20s. See, you made me repeat again.

And when I do that; i.e., repeat myself, I stop that conversation cause
it tells me the addressee is impervious to sense itself :)

[-hh]

Post by Physfitfreak

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak
Nymshifter? I've never been nymshifter in my life. When I change
alias, it is because I really have changed.  So depending on what
my main type of activity has been, every few years my alias also
changed accordingly.

"alias" = "PotAto, PoTaTo".

Post by Physfitfreak
And I've never had more than one alias at the same time.

AFAIC, even an annual change is too rapid to be bothered with.

Post by Physfitfreak
You're underestimating what an individual can do by himself in
the world of stocks and cryptos.

No, I'm merely recognizing that the difference in effort to
decrease the gambling risk is quite nonlinear; with the ROI being
unfavorable, I choose to not play that game.

Post by Physfitfreak
Also, you have a ton of money in your mind when you think and
speak of it, large enough to make you really concerned.  So I
understand why you leave it to experts to handle such sums.

their performance track records aren't any better than passive,
and since they cost more, they have an inferior ROI.  This is why
~half the individual investor market today has changed from active
to passive.

Post by Physfitfreak
My world of trading is a microcosm of what experts are doing. It
is a baby game compared to those who play with hundreds of
thousands of dollars and higher.

The raw dollars largely doesn't matter; it is if you're achieving
one's goals or not - along with the insight of how much work is it
taking you, to see if its worth the effort.  If its gambling for
entertainment, that's fine so long as entertainment is your goal
and you're willing to pay for it at up to the "100% loss" level.

Post by Physfitfreak
Also, presence of experts in the field, or volume of their
activities doesn't mean that they are necessarily competing with
you. They can't play god, they can't control you down to your
baby game if you know what you're doing. There are ample
opportunities for an individual to make a few extra thousand
dollars a year without even be felt by the big guys.

You'd be surprised.  I think I've mentioned a friend who's
tinkered with a momentum-based decision tool; their conclusion is
that roughly ~1/3rd of a price is from manipulation.

Post by Physfitfreak
This isn't about suddenly making a ton of money, which can happen
but one cannot rely on such strategies. It is about steadily
making a little sum of money for "silly" expenses as I described.
Especially during retirement.

That can also depend on what sum is required for "silly", along
with what one's risk tolerance is for gambling.  Buying a lottery
ticket can have just as much upside potential, but at a lower
level of effort.  Or to have sufficient margin such that 'silly'
expenses are noise.

Post by Physfitfreak
Try it if you like. Make a Robinhood account and put, say, $5k in
it and try to turn it into $10k in one year. You'll have a lot of
fun ahead of you :)

Oh, I dabble in my 'gambling' set-aside.  Had a 100% loss a few
years ago on one pick, but well enough on a few others.  Current
speculation is up roughly +300% in less than a year.  But point is
that I know that its dabbling, and not necessary for my well-being
or happiness.
-hh

Hmm.. I don't know what you exactly mean by, "alias" = "PotAto, PoTaTo".

<https://www.reddit.com/r/EnglishLearning/comments/1fmx44p/
what_does_potayto_potahto_usually_mean/>
Its noting that on "nymshifting" vs "alias", you're trying to claim
<https://en.wikipedia.org/wiki/Distinction_without_a_difference>

Post by Physfitfreak
Did someone with alias "PotAto" pretended to be Physfitfreak? If
so, you've been victim of immature pranksters like "DFS" or that
"Sausage up wrestlers' ass" guy or Relf. Any "engineer" type bozo
included. So many of them morons tucked inside COLA.

n/a

Post by Physfitfreak
The aliases I use aren't even true aliases. They are _descriptions_
of me. And they have changed every 5 or 6 years, cause it takes
that long for me (and other Modern Humans) to essentially become
someone else.
When I was deep into studying biology, I was "biofreak" here. When
I was deeply into the world of Excel, I was "Excelfreak" here. etc
and etc.

Doesn't matter AFAIC: I'm merely seeing "not the same name" so I
don't assume that it is still the same individual posting.  Since
the most common abusers of nymshifting are luzer trolls not worthy
of attention or care, its where that behavior mostly gets binned.

Post by Physfitfreak
Are you DRUNK when you reply to my posts? Why do I have to repeat
myself every time we communicate? (I know why - this is not a
question I need an answer for)

Because the real answer is something you don't like /s

Post by Physfitfreak
This "gambling" thing... Ok. Education time. I think prudent stock
and crypto trading is not gambling. I think long term investments
in such fields are more like gambling! Hehe :) I'm not kidding.

That's your opinion and you're entitled to it.  Personally, I'm not
convinced that crypto is any more of an intrinsic value asset than a
<https://en.wikipedia.org/wiki/Tulip_mania>

Post by Physfitfreak
Yes, it's not like real estate. Far less can happen negatively to a
piece of land than to your long term investments. In USA of course
long term investments are safer than in other countries. This
system here is located too far (geographically) from what's going
on in the world.
Gambling is like crossing the street with your eyes closed and ears
plugged. You'd do it either fast or slowly. That's as much control
there is that you can have. A Russian roulette.
But trading of stocks and crypto by yourself is like crossing the
street the way people who manage it all their lives do. Yes, some
morons get killed by crossing the street but that doesn't mean you
cannot cross the street safely all by yourself.

And of course for this analogy, there's many ways to cross a street
other than under the supervision of a crossing guard, which in
analogy form would relate to varying levels of care vs
carelessness...both of the individuals and of the crossing guard
(because using a guard is no guarantee of never getting hit & killed
by a car).

Post by Physfitfreak
Can I conclude, then, that you're chicken? :)

Nah, just better informed & less reckless than I was in the past.
-hh

But still a chicken. If you are better informed now then you'd be
trading, but more carefully.

higher up on the hierarchy such that those needs are being met.
A sports analogy is a team with a big lead. They have the freedom to
take fewer injury risks, run out the clock, & still comfortably win.

Post by Physfitfreak
But you packed and left the whole thing to others to manage.

Whereas the real answer is 100% self-managed since 2018.

Post by Physfitfreak
You don't trust yourself. I do :)

Partly correct, because I know that my cognitive decline is inevitable
with age, so my plans factor this in: a drive towards simplification &
having it be robustly resistant to errors/mistakes or shortfalls.
-hh

You're probably younger than me.

Haven't bothered to keep track of things below my attention threshold.

If you're saying that to try to make a point, you need to say just what
age you are, to to provide self-contained context.

Post by Physfitfreak
You shouldn't worry about these matters for another 30 years.
30 years is a life time. I don't buy my grave lot in my 20s.

No, simply being able to accept one's mortality isn't a requirement to
also immediately act on those things today: its just having a grip on
what the needs are and likely timeline. That means being deliberative
before deciding if to increase complexity even today.

Post by Physfitfreak
See, you made me repeat again.

Not at all.

Post by Physfitfreak
And when I do that; i.e., repeat myself, I stop that conversation cause
it tells me the addressee is impervious to sense itself :)

You want to disengage, but do so while trying to save face. Good luck.


-hh

[Physfitfreak]

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak

Post by -hh

Post by Physfitfreak
Nymshifter? I've never been nymshifter in my life. When I change
alias, it is because I really have changed.  So depending on
what my main type of activity has been, every few years my alias
also changed accordingly.

"alias" = "PotAto, PoTaTo".

Post by Physfitfreak
And I've never had more than one alias at the same time.

AFAIC, even an annual change is too rapid to be bothered with.

Post by Physfitfreak
You're underestimating what an individual can do by himself in
the world of stocks and cryptos.

No, I'm merely recognizing that the difference in effort to
decrease the gambling risk is quite nonlinear; with the ROI being
unfavorable, I choose to not play that game.

Post by Physfitfreak
Also, you have a ton of money in your mind when you think and
speak of it, large enough to make you really concerned.  So I
understand why you leave it to experts to handle such sums.

their performance track records aren't any better than passive,
and since they cost more, they have an inferior ROI.  This is why
~half the individual investor market today has changed from
active to passive.

Post by Physfitfreak
My world of trading is a microcosm of what experts are doing. It
is a baby game compared to those who play with hundreds of
thousands of dollars and higher.

The raw dollars largely doesn't matter; it is if you're achieving
one's goals or not - along with the insight of how much work is
it taking you, to see if its worth the effort.  If its gambling
for entertainment, that's fine so long as entertainment is your
goal and you're willing to pay for it at up to the "100% loss"
level.

Post by Physfitfreak
Also, presence of experts in the field, or volume of their
activities doesn't mean that they are necessarily competing with
you. They can't play god, they can't control you down to your
baby game if you know what you're doing. There are ample
opportunities for an individual to make a few extra thousand
dollars a year without even be felt by the big guys.

You'd be surprised.  I think I've mentioned a friend who's
tinkered with a momentum-based decision tool; their conclusion is
that roughly ~1/3rd of a price is from manipulation.

Post by Physfitfreak
This isn't about suddenly making a ton of money, which can
happen but one cannot rely on such strategies. It is about
steadily making a little sum of money for "silly" expenses as I
described. Especially during retirement.

That can also depend on what sum is required for "silly", along
with what one's risk tolerance is for gambling.  Buying a lottery
ticket can have just as much upside potential, but at a lower
level of effort.  Or to have sufficient margin such that 'silly'
expenses are noise.

Post by Physfitfreak
Try it if you like. Make a Robinhood account and put, say, $5k
in it and try to turn it into $10k in one year. You'll have a
lot of fun ahead of you :)

Oh, I dabble in my 'gambling' set-aside.  Had a 100% loss a few
years ago on one pick, but well enough on a few others.  Current
speculation is up roughly +300% in less than a year.  But point
is that I know that its dabbling, and not necessary for my
well-being or happiness.
-hh

Hmm.. I don't know what you exactly mean by, "alias" = "PotAto, PoTaTo".

<https://www.reddit.com/r/EnglishLearning/comments/1fmx44p/
what_does_potayto_potahto_usually_mean/>
Its noting that on "nymshifting" vs "alias", you're trying to claim
<https://en.wikipedia.org/wiki/Distinction_without_a_difference>

Post by Physfitfreak
Did someone with alias "PotAto" pretended to be Physfitfreak? If
so, you've been victim of immature pranksters like "DFS" or that
"Sausage up wrestlers' ass" guy or Relf. Any "engineer" type bozo
included. So many of them morons tucked inside COLA.

n/a

Post by Physfitfreak
The aliases I use aren't even true aliases. They are
_descriptions_ of me. And they have changed every 5 or 6 years,
cause it takes that long for me (and other Modern Humans) to
essentially become someone else.
When I was deep into studying biology, I was "biofreak" here. When
I was deeply into the world of Excel, I was "Excelfreak" here. etc
and etc.

Doesn't matter AFAIC: I'm merely seeing "not the same name" so I
don't assume that it is still the same individual posting.  Since
the most common abusers of nymshifting are luzer trolls not worthy
of attention or care, its where that behavior mostly gets binned.

Post by Physfitfreak
Are you DRUNK when you reply to my posts? Why do I have to repeat
myself every time we communicate? (I know why - this is not a
question I need an answer for)

Because the real answer is something you don't like /s

Post by Physfitfreak
This "gambling" thing... Ok. Education time. I think prudent stock
and crypto trading is not gambling. I think long term investments
in such fields are more like gambling! Hehe :) I'm not kidding.

That's your opinion and you're entitled to it.  Personally, I'm not
convinced that crypto is any more of an intrinsic value asset than
<https://en.wikipedia.org/wiki/Tulip_mania>

Post by Physfitfreak
Yes, it's not like real estate. Far less can happen negatively to
a piece of land than to your long term investments. In USA of
course long term investments are safer than in other countries.
This system here is located too far (geographically) from what's
going on in the world.
Gambling is like crossing the street with your eyes closed and
ears plugged. You'd do it either fast or slowly. That's as much
control there is that you can have. A Russian roulette.
But trading of stocks and crypto by yourself is like crossing the
street the way people who manage it all their lives do. Yes, some
morons get killed by crossing the street but that doesn't mean you
cannot cross the street safely all by yourself.

And of course for this analogy, there's many ways to cross a street
other than under the supervision of a crossing guard, which in
analogy form would relate to varying levels of care vs
carelessness...both of the individuals and of the crossing guard
(because using a guard is no guarantee of never getting hit &
killed by a car).

Post by Physfitfreak
Can I conclude, then, that you're chicken? :)

Nah, just better informed & less reckless than I was in the past.
-hh

But still a chicken. If you are better informed now then you'd be
trading, but more carefully.

higher up on the hierarchy such that those needs are being met.
A sports analogy is a team with a big lead. They have the freedom to
take fewer injury risks, run out the clock, & still comfortably win.

Post by Physfitfreak
But you packed and left the whole thing to others to manage.

Whereas the real answer is 100% self-managed since 2018.

Post by Physfitfreak
You don't trust yourself. I do :)

Partly correct, because I know that my cognitive decline is
inevitable with age, so my plans factor this in: a drive towards
simplification & having it be robustly resistant to errors/mistakes
or shortfalls.
-hh

You're probably younger than me.

Haven't bothered to keep track of things below my attention threshold.
If you're saying that to try to make a point, you need to say just what
age you are, to to provide self-contained context.

Post by Physfitfreak
You shouldn't worry about these matters for another 30 years. 30 years
is a life time. I don't buy my grave lot in my 20s.

No, simply being able to accept one's mortality isn't a requirement to
also immediately act on those things today:  its just having a grip on
what the needs are and likely timeline.  That means being deliberative
before deciding if to increase complexity even today.

Post by Physfitfreak
See, you made me repeat again.

Not at all.

Post by Physfitfreak
And when I do that; i.e., repeat myself, I stop that conversation
cause it tells me the addressee is impervious to sense itself :)

You want to disengage, but do so while trying to save face.  Good luck.
-hh

You're back at it, aren't you. I'm not surprised. I don't like crooks. I
look down on them. And I don't lose face with them.

You (and that ChrisV) haven't learnt enough manners to deal with people
who can teach you stuff. Hasn't been necessary for you two. Money
compensated for it instead. It's your own fucking problem that I'm not a
crook even if it bothers you so much.

[-hh]

Post by Physfitfreak

Post by -hh

{big snip}
You're probably younger than me.

Haven't bothered to keep track of things below my attention threshold.
If you're saying that to try to make a point, you need to say just
what age you are, to to provide self-contained context.

You shouldn't worry about these matters for another 30 years. 30
years is a life time. I don't buy my grave lot in my 20s.

No, simply being able to accept one's mortality isn't a requirement to
also immediately act on those things today:  its just having a grip on
what the needs are and likely timeline.  That means being deliberative
before deciding if to increase complexity even today.

See, you made me repeat again.

Not at all.

And when I do that; i.e., repeat myself, I stop that conversation
cause it tells me the addressee is impervious to sense itself :)

You want to disengage, but do so while trying to save face.  Good luck.
-hh

You're back at it, aren't you. I'm not surprised. I don't like crooks. I
look down on them. And I don't lose face with them.

And of course "crooks" is germane .. how?

Ohhhhhh right: you're just a bored troll who's determined to spam
multiple newsgroups in your vain search for attention.

Post by Physfitfreak
You (and that ChrisV) haven't learnt enough manners to deal with people
who can teach you stuff.

Even if true, just what do you even offer?

Post by Physfitfreak
Hasn't been necessary for you two. Money
compensated for it instead.

It is ironic that you whine about how I've not registered your life
details while you don't do it yourself for others: Glass Houses!

Post by Physfitfreak
It's your own fucking problem that I'm not a
crook even if it bothers you so much.

Oh, so you're a crook as well as a troll?
Don't worry, I'll forget that about your little life too.

-hh

[Physfitfreak]

Post by -hh

Post by Physfitfreak
You (and that ChrisV) haven't learnt enough manners to deal with
people who can teach you stuff.

Even if true, just what do you even offer?

Of course you mean my dick. My dick already taught you:

1- that you are chicken in matters of handling stocks and crypto by
yourself. You suspected it inside, now you know it from outside!

2- that you don't trust yourself even if knowledge is there to do
something right. This can cover more than just trading.

3- that you better keep learning from my dick despite helplessly lacking
the manners required.

4- that you fake control over yourself while acting like a child. You
may not have been even aware of it before. Now you are!

5- that you are correct in your feeling, and your acting upon it, that
you must visit usenet in the future to first thing read my dick.

6- that it is obvious, not hidden, that you envy my dick. You don't have
such a dick, hh. Physfit has that!

7- that you are essentially a crook when my dick comes to teach you and
you'd rather steal my dick's information, then demand more!


So.. What does my dick "even offer" you say? Hmm.. Poor those around
you. I doubt my dick is the only one noticing all that about you.

[Physfitfreak]

Post by Physfitfreak

Post by -hh

Post by Physfitfreak
You (and that ChrisV) haven't learnt enough manners to deal with
people who can teach you stuff.

Even if true, just what do you even offer?

1- that you are chicken in matters of handling stocks and crypto by
yourself. You suspected it inside, now you know it from outside!
2- that you don't trust yourself even if knowledge is there to do
something right. This can cover more than just trading.
3- that you better keep learning from my dick despite helplessly lacking
the manners required.
4- that you fake control over yourself while acting like a child. You
may not have been even aware of it before. Now you are!
5- that you are correct in your feeling, and your acting upon it, that
you must visit usenet in the future to first thing read my dick.
6- that it is obvious, not hidden, that you envy my dick. You don't have
such a dick, hh. Physfit has that!
7- that you are essentially a crook when my dick comes to teach you and
you'd rather steal my dick's information, then demand more!
So.. What does my dick "even offer" you say? Hmm.. Poor those around
you. I doubt my dick is the only one noticing all that about you.

8- that everyone's "net worth" is zero

9- that you are _exactly_ another type of mosquito as far as net worth
is concerned


Just so you wouldn't think my dick didn't teach you those as well :-)

Now, are you mature enough to admit you learned such lessons from my
dick? This should be the question now for you!

So let's see :-)

[Physfitfreak]

Post by Physfitfreak
Both stocks and cryptos are down.
Buying time!  :-)
Unless your wife pays your bills.

About doubling the tariff on China, it might not be Trump, but Musk
pushing it. This "fentanyl" bullshit might just be that. Bullshit. An
excuse.

Look at NIO stocks' jump in price before the additional tariff was
announced today, indicating possibility that USA would opt for trade
instead of trade war, and its subsequent milder drop today after the
announcement that it will be trade war. No electric car manufacturer can
compete with it inside USA _or_ inside China. The only way to stop its
take over of all ev markets here is by tariffs. And they just imposed that.

By tomorrow, NIO's price might drop farther to the pre-announcement
levels if not lower. But business in other countries around the world
for it will only grow. Iran is heavily into buying electric busses and
cars from China. Tehran has no other solution for its pollution until
the capital is divided into three separate ones across Iran. India might
become a huge customer too.

But looks like U.S. market for NIO, the largest market NIO could have,
is for the time being history.

It would be interesting now to see what happens to huge tech businesses
here who rely on material and products coming from China. So if it's
Musk that's selfishly throwing them under the bus for his own Tesla,
then it might be Musk who will get wacked, not Trump..

Trump's time may come for other reasons, later, when Palestinians go for
his big ass. Of course we'll see what happens in Ghaza. Robert Kennedy
got it in the forehead a few months after a similar thing that Americans
did to another chunk of Palestinians' lands.

What will the "net worth" of Trump be, hh, as far as he is concerned,
after Ghaza is turned into some American owned Cancun with no
Palestinians in it :)

[Physfitfreak]

Post by Physfitfreak
Both stocks and cryptos are down.
Buying time!  :-)
Unless your wife pays your bills.

Oh it's sure buying time for crypto :)

Unless you leave things to Bible.

[Physfitfreak]

As expected, crypto made a nice comeback. Too bad Hanson didn't buy
bitcoin when it was below $80k a couple of nights back.

My funds were locked by options, so I could not take advantage of the
opportunity.

In fact I have never made money (or lost money) in Bitcoin. It just
belongs to big guys.

Tomorrow will show if stocks are going up too or not. If they jump up,
then crypto might dive again cause people would sell them to buy stocks.

If stocks prove to go down now that there's more life in crypto, then
crypto will go up even more cause more people sell stocks to buy crypto.

I think by 9 am tomorrow the picture ahead will show itself.

Fuck you Hanson.

[Physfitfreak]

Apparently Trump's plan to include some of the cryptos into the Reserve
has been behind the jump.

Interestingly, other than Bitcoin and Ethereum, he specifically
mentioned XRP and Cardano and Solana _will_ be in the Reserve :)

So XRP I think will turn into gold as it deserves. The cheapest of the
three is Cardano at about a dollar right now. Solana is about $170 or so
at the moment.

I don't remember it right now, but some time back there was a problem
with Cardano and Solana, if I'm not mistaking it. But XRP has always had
a clean past with very little energy consumption running it. I think my
choice of XRP some months back was correct and I'll benefit from it.

But still, knock on wood! Hehe :)

[-hh]

Post by Physfitfreak
Apparently Trump's plan to include some of the cryptos into the Reserve
has been behind the jump.
Interestingly, other than Bitcoin and Ethereum, he specifically
mentioned XRP and Cardano and Solana _will_ be in the Reserve :)

As you were warned three days ago:

"...roughly ~1/3rd of a price is from manipulation."


-hh

[Physfitfreak]

Post by Physfitfreak
Apparently Trump's plan to include some of the cryptos into the Reserve
has been behind the jump.
Interestingly, other than Bitcoin and Ethereum, he specifically
mentioned XRP and Cardano and Solana _will_ be in the Reserve :)
So XRP I think will turn into gold as it deserves. The cheapest of the
three is Cardano at about a dollar right now. Solana is about $170 or so
at the moment.
I don't remember it right now, but some time back there was a problem
with Cardano and Solana, if I'm not mistaking it. But XRP has always had
a clean past with very little energy consumption running it. I think my
choice of XRP some months back was correct and I'll benefit from it.
But still, knock on wood! Hehe :)

Nobody knocked on wood, so neither stocks nor crypto experienced any
increase. People are just selling on both fronts to wait tomorrow's
unpredictable situation out.

Tariffs kicks in tomorrow, and some people are still hopeful it can be
prevented. Because Trump bullshits a lot.